03988 中國銀行
按盤價 
4.330 +0.010 (+0.231%) 盈利能力分析
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 資產回報率 (%) | 0.656% | 0.706% | 0.766% | 0.806% | 0.767% |
| 股東資金回報率 (%) | 9.087% | 9.577% | 10.150% | 10.469% | 9.722% |
基本指標
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 淨利息收益率 (%) | -- | -- | -- | -- | -- |
| 淨息差 (%) | 1.4% | 1.59% | 1.75% | 1.75% | 1.85% |
| 資本充足比率 (%) | 18.76% | 17.74% | 17.52% | 16.53% | 16.22% |
| 第一級資本比率 (%) | 14.38% | 13.83% | 14.11% | 13.32% | 13.19% |
| 核心資本比率 (%) | -- | -- | -- | -- | -- |
| 流動資金比率 (%) | -- | -- | -- | -- | -- |
經營表現指標
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 利息支出 / 利息收入比率 (%) | 58.104% | 55.518% | 47.861% | 46.150% | 45.279% |
| 其他經營收入 / 經營收入比率 (%) | 29.053% | 25.250% | 21.689% | 29.812% | 26.729% |
| 成本 / 收入比率 (%) | 37.260% | 35.719% | 34.019% | 37.370% | 35.658% |
貸款及存款指標
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 流動資金 / 客戶存款比率 (%) | 18.814% | 20.994% | 21.610% | 22.972% | 22.907% |
| 呆壞帳準備 / 客戶貸款比率 (%) | 2.495% | 2.429% | 2.488% | 2.483% | 2.590% |
| 貸存比率 (%) | 88.178% | 86.193% | 85.959% | 85.208% | 83.058% |
| 客戶貸款 / 總資產比率 (%) | 60.053% | 60.054% | 59.238% | 57.339% | 56.749% |
| 備註： | 即時報價更新時間為05/09/2025 17:59 |
| 港股即時基本市場行情由香港交易所提供; 香港交易所指定免費發放即時基本市場行情的網站 | |
| 股東應佔溢利/(虧損) (千) | RMB 107,881,000 |
| 增長率 | 2.418% |
| 每股盈利/(虧損) | RMB 0.360 |
| 每股帳面資產淨值 (¥) | RMB 8.496 |
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