 Nominal
 Nominal  48.640 +0.080 (+0.165%)
48.640 +0.080 (+0.165%)				| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Interest Income | 374,271,000 | -0.356% | 375,610,000 | 353,380,000 | 327,056,000 | 307,425,000 | 
| Interest Expense | (162,994,000) | 1.276% | (160,941,000) | (135,145,000) | (123,137,000) | (122,394,000) | 
| Net Interest Income | 211,277,000 | -1.580% | 214,669,000 | 218,235,000 | 203,919,000 | 185,031,000 | 
| Other Operating Income | 123,212,000 | 1.049% | 121,933,000 | 123,980,000 | 123,458,000 | 102,367,000 | 
| Total Operating Income | 334,489,000 | -0.628% | 336,602,000 | 342,215,000 | 327,377,000 | 287,398,000 | 
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 | 
| Net Operating Income | 334,489,000 | -0.628% | 336,602,000 | 342,215,000 | 327,377,000 | 287,398,000 | 
| Operating Expenses | (117,650,000) | -2.761% | (120,991,000) | (122,061,000) | (116,879,000) | (102,814,000) | 
| Impairment Losses on Loans & Advances | (43,608,000) | -6.491% | (46,635,000) | (45,157,000) | (37,020,000) | (46,882,000) | 
| Other Impairment Losses | 2,789,000 | -46.012% | 5,166,000 | (12,409,000) | (29,335,000) | (18,143,000) | 
| Operating Profit / (Loss) | 176,020,000 | 1.078% | 174,142,000 | 162,588,000 | 144,143,000 | 119,559,000 | 
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 | 
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 | 
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 | 
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 | 
| Share of Results of Asso. & JCEs | 2,632,000 | 6.300% | 2,476,000 | 2,525,000 | 4,030,000 | 2,881,000 | 
| Profit / (Loss) before Taxation | 178,652,000 | 1.152% | 176,618,000 | 165,113,000 | 148,173,000 | 122,440,000 | 
| Taxation | (29,093,000) | 1.681% | (28,612,000) | (25,819,000) | (27,339,000) | (24,481,000) | 
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- | 
| Non-controlling Interests | (1,168,000) | -16.809% | (1,404,000) | (1,282,000) | (912,000) | (617,000) | 
| Others | (4,585,000) | 28.720% | (3,562,000) | (3,562,000) | (1,975,000) | -- | 
| Profit / (Loss) Attributable to Shareholders | 143,806,000 | 0.536% | 143,040,000 | 134,450,000 | 117,947,000 | 97,342,000 | 
| 2024/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | 2020/12 RMB(K¥) | |
| Depreciation & Amortisation | 16,486,000 | 0.629% | 16,383,000 | 15,623,000 | 14,505,000 | 13,495,000 | 
| Directors' Emoluments | -- | -- | -- | -- | -- | -- | 
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified | 
| 2024/12 - Final | %Chg (Compare to Final) | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| EPS (cts) | 566.000 | 0.533% | 563.000 | 526.000 | 461.000 | 379.000 | 
| DPS (cts) | 200.000 | -- | 197.200 | 173.800 | 152.200 | 125.300 | 
| Dividend Payout Ratio (%) | 35.336% | -- | 35.027% | 33.042% | 33.015% | 33.061% | 
| Cash flow per share ($) | 17.725 | -- | 14.185 | 22.607 | 7.218 | 16.706 | 
| NBV per share ($) | 42.547 | -- | 37.803 | 33.804 | 30.364 | 26.716 | 
| Remarks: | Real time quote last updated: 31/10/2025 17:59 | 
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 72,955,000 | 
| %Change | 0.257% | 
| EPS / (LPS) | RMB 2.890 | 
| NBV Per Share (¥) | RMB 43.190 |