| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 48,413,000 | -8.051% | 101,633,000 | 110,697,000 | 110,253,000 | 101,983,000 |
| Interest Expense | (26,061,000) | -11.974% | (57,174,000) | (65,540,000) | (62,725,000) | (54,921,000) |
| Net Interest Income | 22,352,000 | -3.011% | 44,459,000 | 45,157,000 | 47,528,000 | 47,062,000 |
| Other Operating Income | 11,164,000 | 9.247% | 18,099,000 | 22,545,000 | 16,236,000 | 14,090,000 |
| Total Operating Income | 33,516,000 | 0.755% | 62,558,000 | 67,702,000 | 63,764,000 | 61,152,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 33,516,000 | 0.755% | 62,558,000 | 67,702,000 | 63,764,000 | 61,152,000 |
| Operating Expenses | (10,376,000) | 1.032% | (22,049,000) | (21,928,000) | (20,159,000) | (17,668,000) |
| Impairment Losses on Loans & Advances | (14,457,000) | 34.122% | (21,219,000) | (25,829,000) | (14,482,000) | (17,245,000) |
| Other Impairment Losses | 1,364,000 | -- | (3,161,000) | (2,366,000) | (11,631,000) | (10,408,000) |
| Operating Profit / (Loss) | 10,047,000 | 3.631% | 16,129,000 | 17,579,000 | 17,492,000 | 15,831,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) before Taxation | 10,047,000 | 3.631% | 16,129,000 | 17,579,000 | 17,492,000 | 15,831,000 |
| Taxation | (1,897,000) | 10.099% | (2,568,000) | (1,886,000) | (1,999,000) | (1,842,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (326,000) | 6.885% | (630,000) | (507,000) | (445,000) | (371,000) |
| Others | -- | -- | (963,000) | (963,000) | (963,000) | (1,801,000) |
| Profit / (Loss) Attributable to Shareholders | 7,824,000 | 2.048% | 11,968,000 | 14,223,000 | 14,085,000 | 11,817,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 1,655,000 | 23.785% | 3,085,000 | 2,472,000 | 2,112,000 | 1,862,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 28.000 | 0.000% | 44.000 | 52.000 | 57.000 | 53.000 |
| DPS (cts) | 0.000 | -- | 13.100 | 15.600 | 16.400 | 20.392 |
| Dividend Payout Ratio (%) | -- | -- | 29.773% | 30.000% | 28.772% | 38.475% |
| Cash flow per share ($) | -- | -- | (0.464) | (4.387) | 7.819 | 7.471 |
| NBV per share ($) | 6.614 | -- | 6.476 | 6.332 | 5.871 | 6.298 |
| Remarks: | Real time quote last updated: 28/08/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 7,824,000 |
| %Change | 2.048% |
| EPS / (LPS) | RMB 0.280 |
| NBV Per Share (¥) | RMB 6.614 |