| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 52,652,000 | -7.449% | 110,697,000 | 110,253,000 | 101,983,000 | 92,757,000 |
| Interest Expense | (29,606,000) | -10.954% | (65,540,000) | (62,725,000) | (54,921,000) | (50,805,000) |
| Net Interest Income | 23,046,000 | -2.521% | 45,157,000 | 47,528,000 | 47,062,000 | 41,952,000 |
| Other Operating Income | 10,219,000 | -12.306% | 22,545,000 | 16,236,000 | 14,090,000 | 12,632,000 |
| Total Operating Income | 33,265,000 | -5.752% | 67,702,000 | 63,764,000 | 61,152,000 | 54,584,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 33,265,000 | -5.752% | 67,702,000 | 63,764,000 | 61,152,000 | 54,584,000 |
| Operating Expenses | (10,270,000) | -3.359% | (21,928,000) | (20,159,000) | (17,668,000) | (14,772,000) |
| Impairment Losses on Loans & Advances | (10,779,000) | -24.448% | (25,829,000) | (14,482,000) | (17,245,000) | (11,994,000) |
| Other Impairment Losses | (2,521,000) | 281.970% | (2,366,000) | (11,631,000) | (10,408,000) | (12,837,000) |
| Operating Profit / (Loss) | 9,695,000 | -0.472% | 17,579,000 | 17,492,000 | 15,831,000 | 14,981,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) before Taxation | 9,695,000 | -0.472% | 17,579,000 | 17,492,000 | 15,831,000 | 14,981,000 |
| Taxation | (1,723,000) | 15.020% | (1,886,000) | (1,999,000) | (1,842,000) | (2,065,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (305,000) | 25.000% | (507,000) | (445,000) | (371,000) | (268,000) |
| Others | -- | -- | (963,000) | (963,000) | (1,801,000) | -- |
| Profit / (Loss) Attributable to Shareholders | 7,667,000 | -4.151% | 14,223,000 | 14,085,000 | 11,817,000 | 12,648,000 |
| 2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 1,337,000 | 13.305% | 2,472,000 | 2,112,000 | 1,862,000 | 1,679,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 28.000 | -3.448% | 52.000 | 57.000 | 53.000 | 53.407 |
| DPS (cts) | 0.000 | -- | 15.600 | 16.400 | 20.392 | 0.000 |
| Dividend Payout Ratio (%) | -- | -- | 30.000% | 28.772% | 38.475% | -- |
| Cash flow per share ($) | -- | -- | (4.387) | 7.819 | 7.471 | (1.744) |
| NBV per share ($) | 6.381 | -- | 6.332 | 5.871 | 6.298 | 6.354 |
| Remarks: | Real time quote last updated: 24/10/2025 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 7,667,000 |
| %Change | -4.151% |
| EPS / (LPS) | RMB 0.280 |
| NBV Per Share (¥) | RMB 6.381 |