01963 重慶銀行
按盘价 
7.680 -0.080 (-1.031%) 盈利能力分析
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 资产回报率 (%) | 0.593% | 0.653% | 0.700% | 0.790% | 0.832% |
| 股东资金回报率 (%) | 9.413% | 10.189% | 10.031% | 10.666% | 11.471% |
基本指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 净利息收益率 (%) | 1.35% | 1.52% | 1.74% | 2.06% | 2.27% |
| 净息差 (%) | 1.22% | 1.39% | 1.59% | 1.93% | 2.18% |
| 资本充足比率 (%) | 14.46% | 13.37% | 12.72% | 12.99% | 12.54% |
| 第一级资本比率 (%) | 11.2% | 11.16% | 10.5% | 10.45% | 9.57% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | -- | -- | -- | -- | -- |
经营表现指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 利息支出 / 利息收入比率 (%) | 64.532% | 63.066% | 60.746% | 57.692% | 56.093% |
| 其他经营收入 / 经营收入比率 (%) | 23.275% | 18.672% | 17.768% | 18.498% | 14.205% |
| 成本 / 收入比率 (%) | 30.894% | 30.282% | 27.598% | 23.350% | 22.380% |
贷款及存款指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 流动资金 / 客户存款比率 (%) | 14.549% | 20.808% | 22.063% | 24.220% | 27.970% |
| 呆坏帐准备 / 客户贷款比率 (%) | 3.030% | 3.089% | 2.872% | 3.515% | 3.872% |
| 贷存比率 (%) | 90.118% | 91.799% | 89.506% | 90.608% | 86.569% |
| 客户贷款 / 总资产比率 (%) | 49.877% | 50.112% | 50.013% | 49.581% | 48.476% |
| 备注： | 实时报价更新时间为24/10/2025 18:00 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 3,189,503 |
| 增长率 | 5.394% |
| 每股盈利/(亏损) | RMB 0.920 |
| 每股账面资产净值 (¥) | RMB 15.727 |