601398 工商银行
2026/06 - 中期2025/122024/122023/122022/12

盈利能力分析
净资产收益率 ROE (%)4.0538.9749.47010.03710.694
总资产报酬率 ROA (%)0.3040.6890.7490.8140.912
投入资产回报率 ROIC (%)0.3150.7220.7850.8670.970

基本指标
净利差率 (%)1.1701.1501.2301.4101.730
资本充足率 (%)14.43018.76019.39019.10019.260
核心资本充足率 (%)13.21013.57014.10013.72014.040
流动性比率 (人民币) (%)67.30063.20058.40054.50042.300
流动性比率(外币) (%)121.700113.200110.00088.800106.100
成本收入比率 (%)22.70028.05028.04026.96026.050

贷款及存款指针
存贷比率(人民币) (%)----------
存贷比率(本外币) (%)----------
不良贷款比例 (%)1.2901.3101.3401.3601.380
拨备覆盖率 (%)217.580213.600214.910213.970209.470